This means you'll encounter a lot of ads as you use the app. While the app is free, Mint's parent company (Intuit) uses your information to advertise financial services and products to you. However, Mint does not give you access to your full credit report. This provides visibility into trends in your score over time and insight into what is driving it up or down. Mint also gives you a credit report summary. If you enter your social security number when creating your Mint account, the app will automatically provide your credit score and display it on the dashboard. Mint will even alert you when a recurring fee increases so that you can update your budget accordingly. You can also customize Mint to send alerts when you go over budget, get hit with an ATM fee, or if there is unusual spending on your accounts. This saves you from late fees and protects your credit score from being negatively impacted due to late or missed payments. Mint shows you all of your bills, tracks due dates, monitors your upcoming payments and alerts you when they are due. You can also go a step further to distinguish purchases by adding tags to group them. Mint offers hundreds of default categories to choose from, or you can make your own custom categories to suit your spending style. Mint pulls your transaction records from your financial institutions and automatically sorts them into categories like shopping, gas, gym and more to show you where your money is going. Pros explained Categorizes spending automatically
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